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Thursday, April 5, 2012

Operation Commission Chart

By now you all know that Jim and I are OBSESSED with Dave Ramsey and the teachings of Financial Peace University/Total Money Makeover.

One of the things Dave Ramsey advocates is to teach your children at a young age to be good stewards of their money (the Lord's money).  He used commission based chores as a way for his children to earn money and their earnings would go towards a spend/save/give envelope system (or piggy bank).  He does not advocate allowance (money "just because").

We decided to give this a try with Joshua.  Though I have never been one who believes in paying a child for things they ought to be doing (daily chores).  There are not a whole lot of chores Joshua can do right now so we are using some simple things that as he gets older will be phased out (hopefully).

Instead of spending money on the chore chart that Dave Ramsey sells :



I decided to make one on the computer (using the same layout, only with pictures since Joshua A). can't read yet and B). is VERY visual:


He has 5 chores: Make bed, Empty Garbage Cans, Help load washing machine, Set dinner table, pick up toys before bedtime.  He will get 1 dime for every star on his chart at the end of the week and he will then be able to spend/save/give a portion of each.  



He's taking it very seriously!  He even made his bed after naptime today and I didn't even ask him to.

Thursday, February 9, 2012

Thank you Lord

Thank you, Lord for the blessings in my life
For the chance to be a daughter, and the chance to be a wife
For the chance to be a mother, for my sisters and my brother
For the breath that is with in me and Your Spirit speaking softly
But most of all I thank Thee, for You sent Your Son to save me!
~Kelly Spezzano 2/9/12